<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=iso-8859-1">
<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta name=Generator content="Microsoft Word 15 (filtered medium)"><!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
        {font-family:"Cambria Math";
        panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
        {font-family:Calibri;
        panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
        {font-family:Georgia;
        panose-1:2 4 5 2 5 4 5 2 3 3;}
@font-face
        {font-family:Cambria;
        panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
        {font-family:"Titillium Web";}
@font-face
        {font-family:"var\(--highlight-font-family\)";}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0cm;
        margin-bottom:.0001pt;
        font-size:11.0pt;
        font-family:"Calibri",sans-serif;
        mso-fareast-language:EN-US;}
a:link, span.MsoHyperlink
        {mso-style-priority:99;
        color:#0563C1;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {mso-style-priority:99;
        color:#954F72;
        text-decoration:underline;}
p.msonormal0, li.msonormal0, div.msonormal0
        {mso-style-name:msonormal;
        mso-margin-top-alt:auto;
        margin-right:0cm;
        mso-margin-bottom-alt:auto;
        margin-left:0cm;
        font-size:11.0pt;
        font-family:"Calibri",sans-serif;}
span.StileMessaggioDiPostaElettronica18
        {mso-style-type:personal-reply;
        font-family:"Times New Roman",serif;
        color:windowtext;
        font-weight:normal;
        font-style:normal;}
.MsoChpDefault
        {mso-style-type:export-only;
        font-size:10.0pt;}
@page WordSection1
        {size:612.0pt 792.0pt;
        margin:70.85pt 2.0cm 2.0cm 2.0cm;}
div.WordSection1
        {page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body lang=IT link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal align=center style='text-align:center;line-height:115%'><a name="_Hlk91083377"></a><a name="_Hlk66958984"><span style='mso-bookmark:_Hlk91083377'><b><span style='font-size:14.0pt;line-height:115%;font-family:"Cambria",serif;color:black;mso-fareast-language:IT'><img width=652 height=133 style='width:6.7916in;height:1.3854in' id="_x0000_i1025" src="cid:image003.jpg@01D8357C.07AB8E10"></span></b></span></a><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-size:14.0pt;line-height:115%;font-family:"Arial",sans-serif;color:#202124;background:white'><o:p></o:p></span></span></span></p><p class=MsoNormal align=center style='text-align:center'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-size:13.0pt;font-family:"Georgia",serif;color:#212529;background:white'><img width=228 height=127 style='width:2.375in;height:1.3229in' id="Immagine_x0020_1" src="cid:image004.png@01D8357C.07AB8E10"></span></span></span><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><b><span style='font-size:14.0pt;font-family:"Arial",sans-serif;color:red;background:white'><o:p></o:p></span></b></span></span></p><p class=MsoNormal align=center style='margin-bottom:10.0pt;text-align:center;line-height:115%'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-size:14.0pt;line-height:115%;font-family:"var\(--highlight-font-family\)";color:#212529;mso-fareast-language:IT'><o:p> </o:p></span></span></span></p><p class=MsoNormal style='margin-bottom:10.0pt;line-height:115%'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><b><span style='font-size:13.5pt;line-height:115%;font-family:"var\(--highlight-font-family\)";color:red;mso-fareast-language:IT'>Quota 102: 64 anni di etą, 38 di contributi.  Circolare Inps</span></b></span></span><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><b><span style='font-size:13.5pt;line-height:115%;font-family:"Georgia",serif;color:red;background:white'><o:p></o:p></span></b></span></span></p><p class=MsoNormal style='margin-bottom:10.0pt;text-align:justify;line-height:115%'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif;color:#212529;background:white'>Com’č noto la legge 234/2021 ha introdotto il diritto alla pensione anticipata al raggiungimento, entro il 31 dicembre 2022, di un’etą anagrafica di almeno 64 anni e di un’anzianitą contributiva minima di 38 anni. L’INPS,  con la circolare n. 38 dell’8 marzo 2022, ha fornito le istruzioni per l’applicazione di Quota 102. <o:p></o:p></span></span></span></p><p class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:6.0pt;background:white'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><b><span style='font-family:"Georgia",serif;color:#212529;mso-fareast-language:IT'>Decorrenza pensione quota 102</span></b></span></span><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif;color:#212529;mso-fareast-language:IT'><o:p></o:p></span></span></span></p><p class=MsoNormal style='margin-bottom:6.0pt;text-align:justify;background:white'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif;color:#212529;mso-fareast-language:IT'>Per i lavoratori dipendenti delle pubbliche Amministrazioni di cui all’articolo 1, comma 2, del decreto legislativo 30 marzo 2001, n. 165,  che maturano 38 anni di anzianitą contributiva ed almeno 64 anni dal 1° gennaio 2022 al 31 dicembre 2022, il trattamento pensionistico (come per Quota 100)  decorre trascorsi 6 mesi dalla maturazione dei requisiti.<b><o:p></o:p></b></span></span></span></p><p class=MsoNormal style='margin-bottom:6.0pt;background:white'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><b><span style='font-family:"Georgia",serif;color:#212529;mso-fareast-language:IT'>Pagamento TFS/TFR quota 102 <o:p></o:p></span></b></span></span></p><p class=MsoNormal style='margin-bottom:6.0pt;text-align:justify;background:white'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif;color:black'>Quota 102 ricalca Quota 100 anche per il differimento dei termini di pagamento dei TFS/TFR.  </span></span></span><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif'><o:p></o:p></span></span></span></p><p class=MsoNormal style='margin-bottom:6.0pt;text-align:justify;background:white'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif;color:black'>Pertanto, per i lavoratori pubblici interessati dalla pensione Quota 102 (come per Quota 100) il termine di pagamento dei TFS/TFR, decorre non dal collocamento a riposo, ma dalla data in cui l’interessato avrebbe maturato il diritto alla corresponsione del trattamento pensionistico anticipato o di vecchiaia. </span></span></span><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif'><o:p></o:p></span></span></span></p><p class=MsoNormal style='margin-bottom:6.0pt;text-align:justify;background:white'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif;color:black'>Rimane ferma, per chi usufruisce di Quota 102, la possibilitą di accedere all’anticipo finanziario TFS/TFR di 45.000 euro secondo le modalitą della legge. </span></span></span><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif'><o:p></o:p></span></span></span></p><p class=MsoNormal style='text-align:justify;text-autospace:none'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><b><span style='font-size:9.0pt;font-family:"Georgia",serif'>Leggi la circolare INPS</span></b></span></span><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif'>  </span></span></span><a href="https://servizi2.inps.it/servizi/CircMessStd/VisualizzaDoc.aspx?tipologia=circmess&idunivoco=13749"><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-size:8.0pt;font-family:"Titillium Web"'>https://servizi2.inps.it/servizi/CircMessStd/VisualizzaDoc.aspx?tipologia=circmess&idunivoco=13749</span></span></span><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'></span></span></a><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-size:8.0pt;font-family:"Titillium Web"'> </span></span></span><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif'><o:p></o:p></span></span></span></p><p class=MsoNormal style='text-align:justify'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-size:12.0pt;font-family:"Titillium Web";color:#202124;background:white'><o:p> </o:p></span></span></span></p><p class=MsoNormal style='margin-bottom:10.0pt;line-height:115%'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><b><span style='font-size:14.0pt;line-height:115%;font-family:"var\(--highlight-font-family\)";color:red;mso-fareast-language:IT'>Calcolo pensione: Opzione Donna, Quota 100 e 102, Anticipata  e Vecchiaia<o:p></o:p></span></b></span></span></p><p class=MsoNormal style='margin-bottom:6.0pt;text-align:justify'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif'>Ricordiamo che il servizio di Assistenza Confsal UNSA provvede anche al calcolo della pensione con Opzione Donna, Quota 100, Quota 102, Pensione Anticipata e Pensione di vecchiaia, oltre al calcolo del TFS e del TFR.<o:p></o:p></span></span></span></p><p class=MsoNormal style='margin-bottom:6.0pt;text-align:justify'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif'>Il servizio č riservato agli iscritti Confsal UNSA, per richiederlo scrivere a </span></span></span><a href="mailto:pensioni@confsal-unsa.it"><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif'>pensioni@confsal-unsa.it</span></span></span><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'></span></span></a><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif'>  <o:p></o:p></span></span></span></p><p class=MsoNormal style='text-align:justify'><span style='mso-bookmark:_Hlk66958984'><span style='mso-bookmark:_Hlk91083377'><span style='font-family:"Georgia",serif'><o:p> </o:p></span></span></span></p></div><div id="DAB4FAD8-2DD7-40BB-A1B8-4E2AA1F9FDF2"><br /> <table style="border-top: 1px solid #D3D4DE;">
        <tr>
      <td style="width: 55px; padding-top: 18px;"><a href="https://www.avast.com/sig-email?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=emailclient" target="_blank"><img src="https://ipmcdn.avast.com/images/icons/icon-envelope-tick-round-orange-animated-no-repeat-v1.gif" alt="" width="46" height="29" style="width: 46px; height: 29px;" /></a></td>
                <td style="width: 470px; padding-top: 17px; color: #41424e; font-size: 13px; font-family: Arial, Helvetica, sans-serif; line-height: 18px;">Mail priva di virus. <a href="https://www.avast.com/sig-email?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=emailclient" target="_blank" style="color: #4453ea;">www.avast.com</a>              </td>
        </tr>
</table>
<a href="#DAB4FAD8-2DD7-40BB-A1B8-4E2AA1F9FDF2" width="1" height="1"> </a></div></body></html>